- TERMS OF USE AGREEMENT
By accessing and using the ratenow.ai website, located at https://ratenow.ai, as well as any related media form, mobile website, mobile application, or media channel (collectively referred to as the “Site”), you acknowledge that you have read, understood, and agreed to be bound by the following Terms of Use. These Terms of Use constitute a legally binding agreement between you, whether personally or on behalf of an entity, and MACH IV, LLC, doing business as ratenow.ai (“ratenow.ai,” “we,” “us,” or “our”). If you do not agree with any of these terms, please refrain from using the Site and discontinue your access immediately. Our registered office is located at 4664 Jeri Way, El Cajon, CA 92020, and we are registered in California, United States.
By accessing the Site, you also agree to comply with any supplemental terms and conditions or documents that may be posted on the Site from time to time. We reserve the right to make changes or modifications to these Terms of Use at any time, and it is your responsibility to review them periodically. We will indicate any updates by revising the “Last updated” date at the beginning of these Terms of Use. Your continued use of the Site after the posting of any revised Terms of Use constitutes your acceptance of those changes.
Please note that the information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject us to any registration requirement within such jurisdiction or country. If you choose to access the Site from other locations, you do so at your own initiative and are solely responsible for compliance with any applicable local laws.
Furthermore, it is important to understand that the Site is not designed to comply with industry-specific regulations, such as the Health Insurance Portability and Accountability Act (HIPAA) or the Federal Information Security Management Act (FISMA). Therefore, if your interactions on the Site would be subject to such laws, you are advised not to use this Site. Additionally, usage of the Site in a manner that would violate the Gramm-Leach-Bliley Act (GLBA) is strictly prohibited.
The Site is intended for individuals who are at least 18 years old. If you are under the age of 18, you are not permitted to use or register for the Site.
- INTELLECTUAL PROPERTY RIGHTS
Unless otherwise indicated, all content, including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics displayed on the Site (collectively referred to as the “Content”), as well as the trademarks, service marks, and logos contained therein (the “Marks”), are the exclusive property of ratenow.ai or are licensed to us. The Content and Marks are protected by copyright and trademark laws, as well as other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. Except as expressly permitted by these Terms of Use, you may not copy, reproduce, aggregate, republish, upload, post, publicly display, encode, translate, transmit, distribute, sell, license, or exploit the Content or Marks for any commercial purpose without our prior written permission.
However, subject to your eligibility to use the Site, we grant you a limited license to access and use the Site, as well as to download or print portions of the Content for your personal, non-commercial use, provided that you comply with these Terms of Use. We reserve all rights not expressly granted to you.
- USER REPRESENTATIONS
By using the Site, you represent and warrant that:
- You have the legal capacity and agree to comply with these Terms of Use.
- You are not a minor in the jurisdiction in which you reside.
- You will not access the Site through automated or non-human means, such as bots or scripts.
- You will not use the Site for any illegal or unauthorized purpose.
- Your use of the Site will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current, or incomplete, we reserve the right to suspend or terminate your account and refuse any and all current or future use of the Site.
- PROHIBITED ACTIVITIES
The Site is made available to you for specific purposes, and you agree to use it only for those intended purposes. You may not access or use the Site for any other purpose without our explicit endorsement or approval.
As a user of the Site, you agree not to:
- Retrieve data or content from the Site to create a collection, compilation, database, or directory without written permission.
- Attempt to deceive, defraud, or mislead us or other users, especially in an effort to obtain sensitive account information.
- Circumvent or interfere with the security features of the Site or disrupt its operation.
- Disparage, tarnish, or harm us or the Site.
- Use information obtained from the Site to harass, abuse, or harm others.
- Misuse our support services or submit false reports of abuse or misconduct.
- Violate any applicable laws or regulations.
- Engage in unauthorized framing or linking to the Site.
- Upload or transmit viruses, Trojan horses, or other harmful material.
- Engage in any automated use of the Site, such as using scripts or data mining tools.
- Delete copyright or proprietary rights notices from any Content.
- Attempt to impersonate another user or person.
- Upload or transmit any material that collects or transmits information without consent.
- Interfere with the proper functioning of the Site or its networks and services.
- Harass, annoy, intimidate, or threaten our employees or agents.
- Attempt to bypass measures designed to prevent access or use of the Site.
- Copy or adapt the Site’s software.
- Decipher, decompile, disassemble, or reverse engineer the Site’s software.
- Use automated systems, such as spiders or robots, to access the Site.
- Use buying agents to make purchases on the Site.
- Engage in any effort to compete with us or use the Site for commercial purposes.
- Use bots to artificially inflate upvote numbers.
- Use multiple devices or browsers to artificially inflate upvote numbers.
- USER-GENERATED CONTRIBUTIONS
The Site does not currently allow users to submit or post content. However, if we provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast any contributions, including text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information (collectively referred to as “Contributions”), please note the following:
We may treat any Contributions you transmit in accordance with our Site Privacy Policy. By creating or making available any Contributions, you represent and warrant that:
- Your Contributions do not infringe any third party’s rights.
- You own or have the necessary licenses, rights, consents, and permissions to use and authorize us and other users to use your Contributions.
- You have obtained consent from any identifiable individuals featured in your Contributions.
- Your Contributions are accurate, truthful, and not misleading.
- Your Contributions do not violate any applicable laws or regulations.
- Your Contributions are not solicitation or unauthorized advertising.
- Your Contributions are respectful and do not ridicule, mock, or abuse anyone.
- Your Contributions do not violate anyone’s privacy or publicity rights.
- Your Contributions are not offensive, obscene, or objectionable.
- Your Contributions comply with these Terms of Use.
Please note that we do not claim ownership over your Contributions, and you retain full ownership and intellectual property rights associated with them. You are responsible for your Contributions and agree to hold us harmless from any claims or actions related to your Contributions.
- CONTRIBUTION LICENSE
By providing us with any information or personal data, you agree that we may access, store, process, and use that information in accordance with our Privacy Policy and your choices.
If you submit suggestions or feedback about the Site, you grant us the right to use and share that feedback without compensation to you.
- SUBMISSIONS
Any questions, comments, suggestions, ideas, feedback, or other information regarding the Site that you provide to us (“Submissions”) will become our property. We have the right to use and disseminate these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You waive all moral rights to these Submissions and warrant their originality. You agree not to assert any claims against us for alleged infringement or misappropriation of any proprietary rights in your Submissions.
- THIRD-PARTY WEBSITE AND CONTENT
The Site may contain links to Third-Party Websites or display Third-Party Content. Please be aware that we do not investigate, monitor, or endorse such Third-Party Websites or Content. We are not responsible for their accuracy, appropriateness, completeness, or any associated policies or practices. If you choose to access Third-Party Websites or use Third-Party Content, you do so at your own risk. These Terms of Use do not govern your use of Third-Party Websites or Content, and we recommend reviewing their respective terms and policies.
- ADVERTISERS
We allow advertisers to display their advertisements on the Site, but we do not endorse or have any other relationship with them. As an advertiser, you are solely responsible for the content and services provided through your advertisements, and you warrant that you have the necessary rights and authority to place them on the Site.
- SITE MANAGEMENT
We reserve the right to:
- Monitor the Site for violations of these Terms of Use.
- Take legal action against violators, including reporting them to law enforcement.
- Refuse, restrict, or disable your Contributions or any portion thereof.
- Remove excessive or burdensome files or content.
- Manage the Site to protect our rights and ensure its proper functioning.
- PRIVACY POLICY
We value data privacy and security. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please review our Privacy Policy for more information.
- TERM AND TERMINATION
These Terms of Use remain in effect as long as you use the Site. We reserve the right to deny access or use of the Site, terminate or suspend your account, and remove any posted content at any time and for any reason without notice.
If your account is terminated or suspended, you are prohibited from creating a new account. We also reserve the right to take legal action, if necessary.
- MODIFICATIONS AND INTERRUPTIONS
We may change, modify, or remove the contents of the Site at any time and without notice. We are not obligated to update any information on the Site or ensure its availability. We may also modify or discontinue the Site, in whole or in part, without notice. We are not liable for any loss, damage, or inconvenience caused by the unavailability or discontinuance of the Site.
- GOVERNING LAW AND DISPUTE RESOLUTION
These Terms of Use and your use of the Site are governed by the laws of the State of California, United States, without regard to its conflict of law provisions. Any dispute arising out of or related to these Terms of Use or your use of the Site shall be resolved exclusively in the state or federal courts located in San Diego County, California, and you consent to the personal jurisdiction of such courts.
- LIMITATION OF LIABILITY
To the fullest extent permitted by law, in no event shall ratenow.ai, its affiliates, directors, employees, partners, suppliers, or licensors be liable for any indirect, incidental, consequential, punitive, or exemplary damages, including without limitation, lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability, or otherwise, arising from your use of the Site or any content therein, even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.
- INDEMNIFICATION
You agree to indemnify and hold ratenow.ai, its affiliates, directors, employees, partners, suppliers, or licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms of Use or your violation of any law or the rights of a third party.
- SEVERABILITY
If any provision of these Terms of Use is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms of Use unenforceable or invalid as a whole. Such provisions shall be deleted without affecting the remaining provisions, which shall continue to be valid and enforceable.
- ENTIRE AGREEMENT
These Terms of Use constitute the entire agreement between you and ratenow.ai regarding your use of the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.
- CONTACT INFORMATION
If you have any questions or concerns about these Terms of Use or the Site, you may contact us at:
Ratenow.ai .
2nd floor, haidari Plaza, G11 signal, Islamabad
contact@ratenow.ai
Please note that we may take up to 30 days to respond to any correspondence.